It took me several years to fully understand and appreciate this roadmap. I didn’t invent it myself — there are a couple of books that detail similar approaches, both of which are at the top of my Reading List. I’ve adapted it in a way that makes sense to me and built some Calculators that help visualise the power of executing against these steps.
The M.O.B. Method
Three moves, run at the same time and repeated relentlessly, are what actually build the engine
Maximise Income Streams
Grow what comes in—through your career, side hustles and leveraged income—so there’s more fuel for the engine
Optimise Lifestyle Expenses
Find the leaks, cut the excess, and keep more of what you earn without sacrificing what actually matters
Build Investment Engine
Direct the surplus into compounding assets and let time do the heavy lifting
The detail behind each step is coming soon
The Freedom Formula
A simple way to measure how close to financial freedom you really are
Freedom is when Leveraged Income covers your Lifestyle Expenses, backed by enough Liquid Assets to cover any gaps
The Three Freedoms
Money Freedom
Your assets and leveraged income cover your lifestyle, so work becomes a choice rather than a requirement
Mobility Freedom
Income that isn’t tied to a location, so you can live and work wherever you want
Mind Freedom
The clarity and peace that come from being in control—the freedom that matters most