Freedom Runway

A simple way to see how far into the future you can go

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Freedom Runway

LI Leveraged Income
LE Lifestyle Expenses
LA Liquid Assets

Freedom is when Leveraged Income covers your Lifestyle Expenses, backed by enough Liquid Assets to cover any gaps.

Your numbers

£
Positive if you expect expenses to rise, negative if you expect them to fall
%
Used to offset what you need to draw from your liquid assets
£
£
%
The value you want your liquid assets to stay above
£

Your monthly position

Amount
Leveraged income £0
Lifestyle expenses £0
Monthly shortfall £0
Income covers 0%
Freedom runway
0

How long your money lasts

The same runway, expressed three ways.

0 Weeks
0 Months
0 Years

Your runway is how long your liquid assets can cover the gap between your lifestyle expenses and your leveraged income, before dropping to your minimum liquid assets. This assumes the unused balance keeps earning your investment return, and your lifestyle expenses change each year by your expected annual change. When income keeps covering your lifestyle, or your return keeps outpacing the gap, the runway never ends and you’re free.

Liquid assets over time

Contributions Investment return Minimum assets
Years shown 0 yrs

Yearly breakdown

Year Leveraged income Lifestyle expenses Investment return Balance