How Much Is Enough?

Work out the pot size and savings rate you need to reach your future income goal

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How Much Is Enough?

FI Future Income
LI Leveraged Income
SWR Safe Withdrawal Rate

The pot you need is your Future Income minus your Leveraged Income, divided by your Safe Withdrawal Rate.

Your numbers

The income you will need based on what things cost today
£
Used to work out the income you will need based on what things will cost in the future
%
yrs
Used to offset what you will need to draw from your liquid assets
£
£
%

Income required, inflation-adjusted

Your desired income, compounded by inflation over the years until it starts.

Annual Monthly
Income required £0 £0
Passive income required £0 £0

3% withdrawal rule

This is enough (pot required)£0
Future value of current assets£0
Still to be saved£0
Future value of monthly savings£0
Monthly savings needed
£0

4% withdrawal rule

This is enough (pot required)£0
Future value of current assets£0
Still to be saved£0
Future value of monthly savings£0
Monthly savings needed
£0

5% withdrawal rule

This is enough (pot required)£0
Future value of current assets£0
Still to be saved£0
Future value of monthly savings£0
Monthly savings needed
£0

Reaching your pot

Savings Investment return Target pot