How Much Is Enough?

Work out the pot size and savings rate you need to reach your future income goal

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How Much Is Enough?

FI Future Income
LI Leveraged Income
SWR Safe Withdrawal Rate

The pot you need is your Future Income minus your Leveraged Income, divided by your Safe Withdrawal Rate

Your numbers

At today’s purchasing power
£
yrs
%
£
%
Leveraged income you expect to be generating when withdrawals start
£

Income required, inflation-adjusted

Your desired income, compounded by inflation over the years until it starts

Annual Monthly
Income required £0 £0
Passive income required £0 £0

3% withdrawal rule

This is enough (pot required)£0
Future value of current assets£0
Still to be saved£0
Future value of monthly savings£0
Monthly savings needed
£0

4% withdrawal rule

This is enough (pot required)£0
Future value of current assets£0
Still to be saved£0
Future value of monthly savings£0
Monthly savings needed
£0

5% withdrawal rule

This is enough (pot required)£0
Future value of current assets£0
Still to be saved£0
Future value of monthly savings£0
Monthly savings needed
£0

Reaching your pot

Savings Investment return Target pot